The ‘UnSECURE’ Act: Drastic Changes to IRA Rules

On December 20, 2019, President Trump signed the Further Consolidated Appropriations Act, which included the Setting Every Community Up for Retirement Enhancement Act of 2019, commonly referred to as the SECURE Act. The SECURE Act made important changes that apply to retirement savings and employee benefits, some of which are positive, but many that will…

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Home Equity as a Retirement Solution

Over 70 million Baby Boomers have reached retirement age and although the average savings per household is less than $200,000, these consumers have $6.9 trillion tied up in their home equity. Consequently, savvy financial professionals are considering the impact of including home equity loans in their clients’ longevity, liquidity, and legacy objectives. The FHA-insured Home…

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