Richard Kelly

Hello and welcome to Pinnacle Retirement Inc.! I'm glad you're here and hope that our “Safe Money” educational information & retirement services help remove the financial stress and worry from your retirement! I help conservative boomers and retirees to protect their retirement portfolios, monthly income, and wealth so that they can retire more confident, comfortable & certain regardless of what the markets do. My name is Rick Kelly President Of Pinnacle Retirement Inc. (CSA) Certified Senior Advisor (CAS) Certified Annuity Specialist Independent Insurance & Annuity Agent I began my career in April of 1987 with a Wall Street Firm providing full financial services. I got quite the "Wake-Up Call" six months later. Do you remember the hysteria of “Black Monday” on October 19, 1987? l remember it like it was yesterday! I learned very quickly that the markets can, without warning, giveth and severely taketh! That single day in history laid the groundwork to my conservative planning approach (defense wins championships) for portfolio, income, and wealth protection. In 1995, my wife and I moved from Michigan to Arizona (or from the freezer to the oven as we like to say). In 1999, I founded The Pinnacle Annuity Corporation in Scottsdale, AZ. Its purpose was to help educate retirees and potential annuity investors on how to successfully invest in annuities, avoid annuity fraud, and how to shop the marketplace for the most competitive plans. In 2013, Pinnacle Annuity was purchased by a larger company, and my family I relocated to beautiful Colorado! I learned a ton serving seniors during my 18 years in AZ. Ten of the years were during the “Lost Decade” in which many seniors watched their retirement dreams get squashed. Again, shaping my career and why I’m relentless about helping my clients to secure their retirement dreams, no matter what the markets do. Today, I serve the Boomer and Retiree market, providing unbiased, independent, and secure solution-based planning for lifetime income, no market loss growth, and wealth preservation. On the personal side, my wife Charlene and I actually met in grade in school. We reconnected in our 20's before getting married in 1994. We have been blessed with two children, Gavin, and Tori Joy. We also have two dogs, Denver and Harvee Joy (saved from Hurricane Harvey). My clan lives a busy life thoroughly enjoying the Colorado lifestyle! If you're risk averse (protect your money first, earn a competitive return second) and uncomfortable with the thought of losing money, I would love the opportunity to connect with you and share how I help my clients to protect and defend their retirements. Thank you for visiting and I look forward to the opportunity for us to chat and get to know one another! Retire With Certainty!