F. Joel Thomas

Retirement income planning and holistic planning: Investment planning, Income planning, Tax planning, Healthcare planning, LEGACY planning. Helping families prepare and reach their retirement goals. Average American works 90,000 hours to get into retirement. How many hours go into PLANNING? I have never had someone approach me and say "I started planning to early" and ONLY one person say "I have too much money"..... the key to a successful retirement is NOT how much money you have but how much you will SPEND. It isn't how much money you make it is HOW MUCH MONEY YOU KEEP! After being told I wouldn't live and surviving against all odds.... I look at life differently! At that point it wasn't how much money I had in the bank or in my retirement accounts! It was about the people in my life! Most of all the prayers that were made on my behalf. Second chance at life is more precise and not taken for granted! God Bless
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